Author: Achraf78
Dalmas Ngetich: Championing DeFi and NFTs in Africa Dalmas Ngetich, a seasoned crypto reporter with a focus on NFTs, blockchain, and DeFi, brings a unique perspective to the industry. With a background in mechanical engineering and over a decade of experience in journalism, Dalmas has crafted over 10,000 news and feature articles over the past eight years. His broad range of topics, including technology, Forex, and finance, showcases his comprehensive understanding of the crypto landscape. Recognized by leading news outlets like Investing.com, CoinTelegraph, and Forbes, Dalmas’s analytical skills were highlighted when he broke key news such as the Ripple and…
Wise Bread Picks ShareThis Understanding and Correcting Errors on Your Credit Report Managing your credit score is crucial for future financial endeavors, such as buying a home or car. One vital aspect is monitoring your credit report for accuracy – a document detailing your credit history. Your credit report directly impacts your credit score. Incorrect information can harm your score, while accurate data can boost it. It’s essential to obtain a free copy of your credit report annually from the three major credit reporting agencies. Correcting Errors on Your Credit Report Review all details on your reports for inaccuracies like…
Unlock the Beauty of San Diego: A Finance Editor’s Guide to the Best Experiences in America’s Finest City San Diego is a city that embodies the best of California living: gorgeous beaches, delectable cuisine, and a relaxed atmosphere that feels like a perpetual vacation. Whether you’re in the market for a home, apartment, or rental house in this paradise, crafting a perfect San Diego bucket list ensures you make the most of your time here. From iconic landmarks to hidden gems, outdoor adventures, and culinary delights, San Diego offers something for everyone. Surf the Day Away in San Diego Surfing…
While tax policy was barely mentioned in the first debate between Vice President Kamala Harris and former President Donald Trump, this episode will delve into each candidate’s latest proposals comprehensively. We’ll dissect Kamala Harris’s updated tax plan, focusing on her capital gains adjustments and new deductions for startups. Additionally, we’ll scrutinize Trump’s plans for tax cuts and tariffs, highlighting their potential impact on American families and businesses. Erica York, Senior Economist and Research Director, joins Kyle Hulehan to discuss the debate. We’ll identify key issues likely to be debated and consider their serious implications for national debt and economic growth.…
Risk in the business world has evolved significantly, becoming more complex and interconnected than ever before. Previously, assessing risk for a local bakery simply involved considering factors like structure, location, and operations. However, in today’s landscape, businesses are entangled in a web of interconnected risks that span various aspects of their operations. From utilizing third-party Point of Sale systems to engaging in online sales and managing operations through software-as-a-service providers, businesses are exposed to a myriad of potential risks, ranging from business interruption to liability and property risks. The Accenture Pulse of Change Index highlights the steady rise in the…
Bitcoin Recovery Trend: Best and Worst Times to Invest Bitcoin and the broader crypto market have been moving sideways for most of the year, but signs point to a potential recovery on the horizon. A prominent crypto founder has identified optimal and challenging periods for investing in Bitcoin and other cryptocurrencies. With the worst possibly behind us, could this be the start of a promising time for the market? Identifying Key Investment Trends Charles Edwards, founder of Capriole Investments, shared insights on the best and worst times to be involved in Bitcoin. Analyzing quarterly returns, Edwards highlighted the strongest and…
Time to Say Farewell to the FIRE Movement It seems inevitable now, but I believe we’ve reached the point where it’s time to close the chapter on the FIRE (financial independence/retire early) movement. While still attractive in principle, social movements by nature eventually fade whether due to success, failure, or other reasons. Academic theories on social movements align on this end, and it appears FIRE is no different. Beyond FIRE: What’s Next? According to the four-stage social movement model—emergence, coalescence, bureaucratization, and decline—FIRE is experiencing decline through co-optation. Originally, FIRE championed free sharing of knowledge with no hidden costs: blog…
November Ballot Features Critical Tax Decisions Across Multiple States Taxes are a significant focus this November. Beyond the candidates’ visions for tax policy, voters in various states will directly vote on measures that will influence how their states generate revenue. Crucial decisions include North Dakota’s potential abolition of property taxes, Washington’s evaluation of their new capital gains tax, and Oregon’s consideration of the highest gross receipts tax in the country. Other states like Utah and South Dakota have significant tax measures as well. Some initiatives are incremental adjustments, while others could bring extensive changes. Below, we shine a light on…
"Mega Trend Convergence: Riding the Market’s ‘Ultimate Wave’ in 2024" Nazaré: A Natural Spectacle in Central Portugal Nazaré, a charming seaside town in Central Portugal, is home to one of the most awe-inspiring natural phenomena on Earth. While exploring the streets of Nazaré, visitors can admire the stunning architecture, soak up the subtropical heat, and even witness a bullfight during the summer festivals. However, the real magic happens when you step onto the battlements of the Fort of São Miguel Arcanjo and witness the incredible power of Mother Nature. Massive Waves and Surfing at Nazaré Nazaré is renowned for hosting…
Are you looking for ways to protect your home and ensure your family’s financial stability? For many people, buying a house is a major investment, and taking out a home loan is often the key to making this dream a reality. However, with the responsibility of making regular repayments over many years comes the need to safeguard your family from financial burdens. One common approach is to consider term insurance against the home loan. Let’s explore the concept of term insurance, compare standalone term insurance with home loan-linked insurance, discuss the role of the Married Women Property Act (MWPA), and…