Non-affiliate disclosure: All information about this card has been collected independently by US Credit Card Guide and has not been reviewed by the issuer.
2024.9 Update: The current offer is 100k points after spending $7,500 within 6 months of account opening.
Chase British Airways Credit Card Application Link
Benefits of the Chase British Airways Credit Card
- 100k offer: Earn 100,000 bonus Avios after spending $7,500 on purchases within the first 6 months. This is the best offer in recent years.
- We value BA Avios at 1.2 cents (Airline Miles Value), so the 100k highest sign-up bonus is worth about $1,200. BA Avios, IB Avios, and EI Avios can be transferred to each other at a 1:1 ratio (both accounts need to be at least 90 days old). See A Beginner’s Guide to BA Miles for details about BA Avios.
- Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and Level. Earn 2 Avios per $1 spent on hotel accommodations and 1 Avios per $1 spent on all other purchases.
- [New] Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
- [New] Up to $200*3 statement credit on Reward Flight bookings. Pay for your reward flight taxes and fees using your Chase British Airways Visa Signature® and you’ll automatically receive a statement credit of $100 for an economy or premium economy booking, or $200 for a business or first class booking. You can receive one statement credit per reservation, up to 3 times per calendar year. This credit can only be used when redeeming Avios for a reward flight on British Airways. See here for the official terms.
- No foreign transaction fees.
Disadvantages of the Chase British Airways Credit Card
- Annual fee of $95, NOT waived the first year.
Recommended Application Time
- [5/24 Rule] If you have 5 or more new accounts opened in the past 24 months, Chase will not approve your application for this card, no matter your credit score. The number of new accounts includes all credit card accounts, not only Chase accounts. See this post to learn how to possibly bypass this rule.
- This product is available if you do not currently have this card and have not received a new cardmember bonus for this card in the past 24 months. Note that the crucial date is when you received the sign-up bonus, not the account opening or closing date.
- Avoid applying for more than 2 Chase credit cards within 30 days to reduce the likelihood of rejection.
- We recommend applying for this card only after you have at least one year of credit history.
Summary
BA miles used to be great for short-haul AA tickets in the U.S. While they still offer good value, recent devaluations by BA and American Airlines have rendered the points somewhat less valuable. However, the sign-up bonus on this card is quite decent. BA Avios, IB Avios, and EI Avios can be transferred to each other at a 1:1 ratio, making Chase IB and Chase EI excellent complementary cards to earn Avios quickly alongside this Chase BA card. Each mileage program has its own unique advantages. The earning structure for daily spend is not very attractive, so if you do not fly BA frequently, this card is primarily valuable for the sign-up bonus and may be worth closing after the first year.
Related Credit Cards
Recommended Downgrade Options
- There is a hidden no-fee Chase BA card to which you can downgrade.
Steps After Applying
- Call 800-436-7927 to check your Chase application status. This is an automated line, and the information provided has the following meanings: A decision in 2 weeks probably means your application is approved; a decision in 7-10 days probably indicates rejection; and a decision in 30 days means further review is needed and there is no immediate information available.
- For reconsideration, call 888-270-2127 or 888-609-7805. Use this number if you didn’t get immediate approval. Your personal information will be acquired, and they will review it. You seldom have to answer questions; instead, you just listen to the music and wait to be approved or rejected, or notified that further information is needed.
Historical Offers Chart
Note: Sometimes there are offers such as 100k or 75k on this card, but the spending requirements after the first 50k are substantial. Therefore, we don’t treat them as sign-up bonuses. Similarly, the 4x up to 100k offer is not counted.
