Maximizing Benefits with the Chase Amazon Prime Credit Card
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2024.10 Update: The current offer stands at $150 with no spending requirement.
2023.12 Update: Previous high offer has expired, now offering $100.
2023.10 Update: New offer available for $200 without spending necessity.
Apply for Chase Amazon Prime Credit Card
Key Benefits
- $150 Bonus: Receive a $150 Amazon gift card upon approval, no spending required. (Lower offer available for non-Prime users). The recent most attractive offer was $200.
- Earn 5% cashback at Amazon and Whole Foods for Amazon Prime members (3% for non-members), 2% from restaurants and fuel stations, and 1% on other purchases. Student and trial Prime memberships are qualified for the 5% cashback.
- Referral Program: Gain $50 for each successful referral, capped at $500 annually. Generate your referral link here.
- No fees for foreign transactions.
- No annual fee attached.
Considerations
- While the card features no annual fee, it requires Prime Membership, which incurs an annual cost.
Optimal Timing for Application
- [5/24 Rule] Chase will reject applications from anyone with 5+ accounts opened in the past 24 months. This includes all cards, not just Chase. Visit this guide for potential workarounds.
- This card is available only if you haven’t held it or received a cardmember bonus in the last 24 months, based on bonus receipt, not account timing.
- Avoid applying for more than two Chase cards within a 30-day window to reduce the risk of rejection.
- It’s advisable to apply with over a year’s credit history for better approval prospects.
In Summary
The $200 sign-up bonus is commendable for a no-annual-fee card. For devoted Amazon shoppers, particularly those with Prime, the 5% cashback is highly advantageous.
The Synchrony Amazon Prime store card and the AmEx Amazon Business Prime card also offer 5% cashback, making them solid alternatives if the Chase card is unattainable due to the 5/24 rule.
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Post-Application Tips
- To check Chase application status, dial 800-436-7927. Responses indicating a decision in 2 weeks often imply approval; 7-10 days may mean rejection; 30 days indicates further review is needed.
- For reconsideration, contact: 888-270-2127 or 888-609-7805. Limited questioning follows a review of personal details, after which a decision is rendered.
