Unlock Premium Travel Perks with the Chase World of Hyatt Credit Card
Non-affiliate disclosure: All information regarding this card is independently collected by U.S. Credit Card Guide and has not been reviewed by the issuer.
2024.10 Update: The Chase World of Hyatt Credit Card is now offering an incredible 5 Free Night Awards after spending $4,000 within the first three months. These awards can be used at any Category 1-4 Hyatt hotel. This offer, the best we’ve ever seen, expires on 10/31.
2024.3 Update: The welcome offer is now the standard 30,000 + 15,000 point offer.
2024.1 Update: The new offer allows you to earn 35,000 Hyatt points after spending $3,000 in three months, plus an additional 1x bonus point per dollar on up to $15,000 spent in the first six months. This marks the best offer in the past three years.
Application Link
Key Benefits of the Chase World of Hyatt Credit Card
- 5 Free Nights: Earn five Free Night Awards after spending $4,000 in three months. Each night is valid at any Category 1-4 Hyatt hotel when a standard room is available. This is the best offer ever.
- Hyatt points are valued at 1.6 cents (Hotel Points Value), making the 60,000 point offer worth approximately $960. Find the Hyatt free night award chart here.
- Earn 4x points at Hyatt hotels; 2x points at dining, airlines, local transit and commuting, and fitness club and gym memberships; 1x point per dollar on all other purchases.
- Receive one free night certificate, redeemable at Category 1-4 Hyatt hotels each year after paying the annual fee. It’s typically easy to find a stay valued at over $200.
- Get an extra free night at any Category 1-4 Hyatt hotel when spending $15,000 per calendar year.
- Enjoy complimentary Hyatt Discoverist status as long as you hold the card, with 5 qualifying night credits toward tier status each year, plus 2 additional credits per $5,000 spent. (These credits are for elite status, not free nights.)
- No foreign transaction fees.
- Refer a friend: Earn 5,000 bonus Hyatt points for each approved referral, up to 25,000 Hyatt points per year through this link.
Possible Disadvantages
- The annual fee is $95, not waived for the first year.
- The free night certificate expires after one year.
Best Times to Apply
- [5/24 Rule] If you’ve opened 5 or more new accounts in the past 24 months, Chase will likely deny your application, regardless of your credit score. This includes all credit card accounts, not just those with Chase. Check this post to learn about potential ways around this rule.
- The card is unavailable to current or past Cardmembers of any Hyatt Credit Card who received a bonus within the last 24 months.
- Avoid applying for over 2 Chase credit cards within 30 days; otherwise, the likelihood of denial increases.
- Consider applying after establishing over a year’s worth of credit history.
In Summary
The Chase World of Hyatt Credit Card is excellent for avid World of Hyatt members. The $95 annual fee justifies itself considering the value of the free night certificates, often redeemable at hotels valued over $200. Frequent Hyatt guests or those reaching for elite status will particularly benefit; you can earn an additional free night after spending $15,000 and gain 5 qualifying nights per year for each $5,000 spent. With this card, achieving Globalist status is within reach even for non-frequent travelers. If you are committed to the Hyatt loyalty program, this card is certainly worth acquiring and maintaining.
What to Consider Before Dropping
- This card cannot be downgraded to a no-annual-fee card, so it’s advisable to close the account when you decide to stop using it.
Steps After Applying
- Check your Chase application status by calling 800-436-7927. Approval is likely if you hear “Receive decision in 2 weeks,” while “Receive decision in 7-10 days” may indicate rejection. A 30-day message usually means further review is required.
- If initially denied, contact the reconsideration line at 888-270-2127 or 888-609-7805. Be ready to provide personal information; often, you’ll simply listen to hold music before a final decision is given or instructions for submitting additional information.
Historical Offers Overview
Application Link
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