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2024.9 Update: The 175k offer returns. Offer ends on 2025/01/08.
2024.6 Update: The higher offer has expired. The current offer is 130k.
2024.3 Update: The new welcome offer is 175k, expiring on 06/05/2024. Significant benefits changes include:
- Annual fee increase from $95 to $195.
- New: $240 Hilton credit, $60 back quarterly on eligible Hilton purchases, valid at all Hilton properties.
- No more free night certificates.
- No more 10 free Priority Pass Lounge passes.
- Earning structure change: 5x on other purchases (previously 3x), 6x categories removed.
- New card design.
Application Link
AmEx Hilton Business Credit Card Benefits
- 175k offer: Earn 175,000 Honors Points after spending $8,000 in the first 6 months. The recent best offer is 150k+1FN.
- We value Hilton Honors Points at 0.4 cents/point (Hotel Points Value), so the 175k welcome offer is worth approximately $700. Click here to see how many points are required for a free night.
- Earn 12 Hilton Honors points per $1 spent on hotel stays within the Hilton portfolio; 5 points on other purchases (cap: first $100K in purchases per calendar year, 3x points thereafter).
- [New] $240 Hilton credit: $60 back each quarter on eligible Hilton purchases, valid at all Hilton properties.
- Complimentary Hilton Gold status for cardholders. Upgrade to Hilton Diamond status after making $40,000 in purchases each calendar year.
- Access to Amex Offers, which often provide great discounts at various stores, such as $5 back on a $15 Walmart spend, or $25 back on a $75 Amazon.com spend.
- Refer a friend: Earn 20,000 bonus Hilton points for every approved account you refer, up to 80,000 Hilton Points per calendar year.
- No foreign transaction fees.
Disadvantages
- $95 annual fee, not waived for the first year.
Recommended Application Time
- You can only receive the welcome bonus once in a lifetime, so apply when the historical highest offer is available.
- AmEx doesn’t consider the number of hard pulls.
- Consider applying once you have a credit history of 6 months.
Only one AmEx credit card can be approved per day. This rule does not apply to charge cards; you can be approved for one credit card and multiple charge cards in a day.Multiple cards approved on the same day will result in only one hard pull.- Only 2 AmEx credit cards can be approved within 90 days, excluding charge cards.
- You can hold a maximum of 5 AmEx credit cards, not including charge cards.
Summary
Post-benefit changes, this card only makes sense if you can fully utilize the Hilton credit. Even if you can, it can be tedious to manage quarterly benefits. Nonetheless, the welcome offer might appeal to some users.
Related Credit Cards
Recommended Downgrade Options
After Applying
- Click here to check AmEx application status.
- AmEx reconsideration backdoor number: 877-399-3083. Note that the “real” backdoor number of AmEx is well-protected. Unlike Chase, AmEx reconsideration representatives can only help you submit requests.
Historical Offers Chart
Note: In 2019, there was a 130k+FN welcome offer. The FN part is not shown in the chart.
